The Florida Association of Counties Trust (FACT) was
established in 1989 as a not-for-profit public entity risk pool.
It was formed by, and is owned by, Florida Counties. It is our
goal to deliver:

• A broad liability program specifically designed to protect our Counties
• Competitive, stable pricing that is reasonable and predictable
• Broad risk management services that are an extension of your staff
• Aggressive claims management and defense of questionable claims

The Florida Association of Counties Trust is governed by a
Board of Trustees comprised of representatives from the
participating members, promoting local self-government and
best serving the needs of Florida's Counties. All insurance
programs are not-for-profit and are operated in the public
interest. The not-for-profit status means FACT does not answer
to shareholders – potential savings can go right back to our
members.

FACT is partnered with the Florida League of Cities (FLC) to
provide administrative services for the FACT program. The FLC
has provided claims and risk and safety management services
for Florida Public Entities for over 40 years.