About Us


The Florida Association of Counties Trust (FACT) was established in 1989 as a not-for-profit public entity risk pool. It was formed by, and is owned by, Florida Counties. It is our goal to deliver:
• A broad liability program specifically designed to protect our Counties
• Competitive, stable pricing that is reasonable and predictable
• Broad risk management services that are an extension of your staff
• Aggressive claims management and defense of questionable claims
FACT Mission


The Florida Association of Counties Trust is governed by a Board of Trustees comprised of representatives from the participating members, promoting local self-government and best serving the needs of Florida’s Counties. All insurance programs are not-for-profit and are operated in the public interest. The not-for-profit status means FACT does not answer to shareholders – potential savings can go right back to our members.

Service Company

FACT is partnered with the Florida League of Cities (FLC) to provide administrative services for the FACT program. The FLC has provided claims and risk and safety management services for Florida Public Entities for over 40 years.